Support the growth of Outpost with local dollars and increase the positive impact we can make together, in your community.
A heartfelt THANK-YOU to the owners who participated in our first ever Class Two Stock Offering. The co-op raised $525,000 through your investments!
Outpost Owner Loans
Outpost’s Owner Loan Program started in 1985 as a method of obtaining low interest financing to improve the goods and services of the Co-op. Money from the program has been used to add new equipment, relocate our business, remodel various departments, upgrade our technology, open our second and third store locations, and remodel our flagship store. At this point we are opening up the program once again for additional financing on a 4th Outpost location in Mequon.
Since owner loans are subordinate to bank debt and are not secured with any collateral, they provide Outpost with a strong equity position in the eyes of commercial lenders. In addition our owner-investors appreciate the opportunity to support a project that keeps money in the local economy.
Eligibility & Participation
Outpost Natural Foods offers participation in the program to all owners who are current in their Fair Share payments and are residents of the State of Wisconsin. Unlike Class Two Stock, owners do not have to fully pay their voting share to be eligible.
Outpost Owner loans (notes) are offered at face value. The offering price (value) has no particular relationship to the value of Outpost Natural Foods Cooperative or its operating results. The notes are not transferable. They cannot be sold, assigned or transferred to another person. No market exists for these loans and none is expected to develop.
These loans involve risk and should be made only by owners who have determined that it is in their interest to support the growth of the Cooperative. All loans are unsecured and subordinated.
For additional information on owner loans, current rates and terms, please contact Outpost’s finance manager Jo Smith (firstname.lastname@example.org).